Your Agreement with HotPay

These Terms and Conditions (“Terms”) govern your use of HotPay’s services and website. By accessing or using our services, you agree to comply with these Terms. Please read them carefully before proceeding.

• Account Registration: a. You must be at least 18 years old to create an account with HotPay. b. You agree to provide accurate and complete information during the registration process. c. You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account.

• Service Usage: a. You may use HotPay’s services solely for lawful purposes and in compliance with applicable laws and regulations. b. You agree not to use the services to engage in any fraudulent, illegal, or unauthorized activities. c. HotPay reserves the right to refuse service, terminate accounts, or restrict access to certain features or functionalities at its discretion.

• Payment and Fees: a. All payments made through HotPay must be in compliance with the terms and conditions agreed upon by the parties involved. b. HotPay may charge fees for certain services, and you agree to pay all applicable fees as outlined in the pricing or fee schedule provided to you.

• Intellectual Property: a. All content and materials on the HotPay website, including but not limited to logos, text, graphics, images, videos, and software, are the intellectual property of HotPay or its licensors and are protected by copyright laws. b. You may not reproduce, distribute, modify, transmit, or use any part of the HotPay website or its content without prior written permission from HotPay.

• User Responsibilities: a. You are solely responsible for any content you post, submit, or transmit through HotPay’s services. b. You agree not to upload or distribute any content that is unlawful, offensive, defamatory, or infringing upon the rights of others. c. HotPay reserves the right to remove or block any content that violates these Terms or is deemed inappropriate.

• Limitation of Liability: a. HotPay shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with the use of its services. b. HotPay’s total liability for any claims arising under these Terms, regardless of the cause of action, shall not exceed the total fees paid by you to HotPay in the past three months.

• Governing Law: These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Jurisdiction].

• Modification of Terms: HotPay reserves the right to modify or update these Terms at any time without prior notice. The updated Terms will be posted on the HotPay website, and your continued use of the services after any changes signifies your acceptance of the modified Terms.

If you have any questions or concerns regarding these Terms and Conditions, please contact us.